When you’re shopping for insurance, it can be hard to know which plan will give you the right balance of price and protection. Hart Legacy Insurance will help you secure the best possible plan so you can rest easy knowing you’ve got the coverage you need, even when the “worst case scenario” happens to you. 

Personal lines coverage

Personal lines coverage

Personal Insurance that allows you to rest easy knowing you're prepared to deal with the bad news in the best way possible, with the best support possible.

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Commercial Insurance

Commercial Insurance

Better Commercial Insurance helps you worry less and focus on what matters most — growing your business.

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Health & Life Insurance

Health & Life Insurance

Life and Health Quotes

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Hart Legacy Insurance is a full-service independent agency with over 20 years of industry experience. We provide free quotes for all lines of insurance, including Home, Auto, Commercial, Farm, and Workers’ Compensation.
As an independent agency representing trusted, name-brand carriers, we work for you — not the insurance company — allowing us to compare options and find the right coverage at the right price. Whether you’re a homeowner, small business owner, or large commercial operation, we can tailor solutions to fit your needs.
We have extensive experience in Oil & Gas, Contractors, and Trucking, as well as both small and large commercial accounts.
Call today or select “Get a Quote” to receive your free quote.


Christian Thomas


Commercial COO

Christian Thomas has 21 years of experience in Insurance. She enjoys spending time with her husband of 20 years and her two boys.

Laura Pennington


Commercial Account Current Manager

Laura is a vital member to our team and is always available to help. She enjoys spending time at the ballfield with her husband Cody and three boys.

Lindsey James


Personal Account Manager/Producer

Lindsey is ready to quote and help you with all of your insurance needs! She enjoys baking and spending time with her husband and son.

Samantha Scott


Commercial Admin Support

Samantha is a vital member of our team here at Legacy Insurance Group Corporate.

Choice Thomas Jr.


Producer

Choice D. Thomas Jr. has over 20 years of experience in the welding industry, working all across the United States, constantly honing his skills. Today, Choice continues to weld and remodel homes, while also pursuing new opportunities to bring his strong work ethic and determination to the insurance industry.

Halle Hanson


Marketing Manager

Halle Hanson has been a vital member of Hart Legacy Insurance for 4 years. She is always willing to help with any of your insurance needs.

Bailee Hart


Commercial Account Manager-Owner

Gage Hart



Actual Cash Value vs Replacement Cost Value

  • ACV pays to replace or fix your home or personal things. But your insurance WILL SUBTRACT money because of age, and wear and tear (depreciation).
  • RCV pays to replace or fix your home or personal things. But your insurance WON’T SUBTRACT money because of age, and wear and tear (depreciation).
ACV Example:
  • Estimate of Damage: $175,000 - $2,000 (deductible) - $92,000 (depreciation) = $81,000 (ACV Payout)

RCV Example:
  • Estimate of Damage: $175,000 - $2,000 (deductible) = $173,000 (RCV Payout) 

CT Legacy Insurance has officially rebranded to Hart Legacy Insurance.

Christian is still in the same office! She always handled two roles behind the scenes. Now she will focus on being the Commercial COO.

While our name has changed, our ownership, team, and commitment to our clients remain the same. This change reflects our continued growth and long-term vision for the agency while honoring the legacy we’ve built in our community.

You can expect the same trusted service — just under a new name.

If you have any questions, feel free to call us at (580) 875-5444.

We are HERE for YOU!
  • Multiple carrier options
  • We do the shopping for you
  • We care about long-term relationships
From finding the perfect plans, to filing claims, to answering questions with grace and precision, we’re always available for our clients, providing the peace of mind and attentive service they have come to expect.

  • 105 North Broadway Street, Walters, OK, United States

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